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Get Personal Loan on Pan and Aadhar Card

Get Personal Loan on Pan and Aadhar Card

Personal Loan is an unsecured loan, unlike home loans. A personal loan can be acquired for many reasons like home renovation, wedding expenses, buying a laptop or a mobile phone with minimal documentation just with your Aadhar Card and Pan Card details. A personal loan comes as a rescue for people who are in urgent need of money. It serves as a life saver at the time of a medical emergency.

Hence, financial companies in India have reduced the list of mandatory documents required for personal loan approval. Even with KYC verification of Aadhaar card and PAN card, borrowers can very well get a personal loan. In most of the instant loan apps nowadays, the documentation is paperless using Aadhaar card number and PAN card number registered with your mobile number.


Easy Loan Documentation with Aadhaar and PAN Card

In the prevailing digital age, financial institutions have created an easy path to acquire loans with minimal documents. Unlike, the traditional method of submitting forms and physical documents, an online personal loan is quick and easy to avail using Aadhaar Card and PAN Card details. Here are a few simple steps to benefit from an online personal loan with minimal documents:
 
  • Download the personal loan app on your Android phone from Google play store
  • Easy Sign-up & login method
  • Submit the document number or soft copies of Aadhaar card and PAN card to the lender
  • Some lenders allow you to enter Aadhar card number linked to your mobile phone or PAN card sufficient for your financial details.
  • Aadhar Card and Pan card are used as paperless e-KYC documents to get an instant personal loan
  • Duly filled application form
  • Passport-sized photographs
     
Features and Benefits of an instant loan from Aadhar and PAN card:
 
  • No hidden charges are levied
  • Flexible repayment of loan up to 2-3 years
  • Low-interest rate based on your credit score
  • The customized loan amount and EMI’s
     
Eligibility Criteria for Personal Loan with Aadhar and Pan Card:
 
  • Age should be between 21-58 years.
  • Must be a resident of India
  • Must be employed with a private or public sector company
  • Must possess a minimum income of Rs.15000/monthly
     
Instant loan application

Online instant personal loan apps are the recent trend, and loan applicants find it quite convenient to practice paperless documentation with just Aadhaar Card and Pan Card to submit. Applying instant cash loan requires no physical documentation and is based on online submission of documents. However, it may vary from lender to lender. Some lenders may ask for physical copies of KYC documents for records.
An Instant loan application is approved immediately within 24 hours of the period.


Effect of Aadhaar Card and PAN Card on Instant Personal Loan

Finally, Aadhaar card and Pan Card are two essential documents for an instant loan. Aadhaar card introduced in April 2010 changed the loan scenario completely. Standing in the queue for long hours for loan approval have withered away. Now, with KYC documents customers have the benefit of acquiring instant loan approval.

Aadhaar Card and PAN card are significant for citizens of India. Aadhaar card fulfils your eligibility criteria for biometric verification, whereas Pan card verifies the financial and taxation activity of a borrower.
 

SimplyCash

SimplyCash powered by Hero FinCorp is an instant personal loan app providing cash loans of upto INR 1,50,000 for both salaried and self-employed individuals. Driven by technology and fuelled by innovation, SimplyCash solves instant cash requirements of customers in just a few simple clicks without any physical documentation or meeting. The mobile app is available to users through all popular Android play stores like Google play store, Samsung store, Xiaomi store etc. With one of the most widespread presence, SimplyCash currently offers its services in over 90 major locations in India. Known for a seamless process, instant loan disbursal and transparent pricing - SimplyCash truly lives upto the expectations of being a 'Hero' product.   Note: SimplyCash is a duly registered trademark and is a loan product offered, managed and operated by Hero FinCorp. Hero FinCorp Limited is a Non-Banking Financial Company registered under the provisions of Reserve Bank of India ("RBI") and is in the business of finance and lending.

Accepted Banks:

ICICI BANK LTD HDFC BANK LTD AXIS BANK IDBI BANK STATE BANK OF INDIA PUNJAB NATIONAL BANK YES BANK INDUSIND BANK

EQUITAS SMALL FINANCE BANK LTD KOTAK MAHINDRA BANK LTD IDFC FIRST BANK LTD UJJIVAN SMALL FINANCE BANK LTD BANK OF BARODA TAMILNAD MERCANTILE BANK LTD INDIAN OVERSEAS BANK RBL BANK LTD BANK OF MAHARASHTRA DEUTSCHE BANK AG PAYTM PAYMENTS BANK LTD CITY UNION BANK LTD FEDERAL BANK SOUTH INDIAN BANK STANDARD CHARTERED BANK CANARA BANK KARNATAKA BANK LTD AU SMALL FINANCE BANK LTD CITI BANK BANDHAN BANK DHANALAXMI BANK UNION BANK OF INDIA DCB BANK LTD DBS BANK INDIA LTD THE HONGKONG AND SHANGHAI BANKING CORPORATION LTD DEUTSCHE BANK JANA SMALL FINANCE BANK LTD UCO BANK

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SimplyCash is managed and operated by Hero FinCorp Limited, and it follows high data and system security standards.

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