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Personal loan online

Avail instant personal loan online up to 1.5 lakhs to fix your emergency needs! The SimplyCash mobile app is a paperless way to get personal loans online in minutes. The flexibility of the repayment tenure leaves no pressure to pay EMIs. Fulfil your diverse financial needs, Install SimplyCash today!

Apply for Personal Loan
Personal Loan
Apply For Personal Loan

What is a Personal Loan?

A personal loan is a timely arrangement of liquid cash via lenders or financial institutions to support an emergency financial purpose. Nowadays, acquiring a loan is easy, thanks to instant personal loans online via apps and websites. An online personal loan is quick and hassle-free due to less formalities and minimal documentation. So, if there is an immediate need for funds, it is wise to apply for an instant personal loan online and get the amount disbursed in 24 hours.

Simply Cash is a user-friendly phone app fulfilling instant cash requirements in few easy steps. It is a secured digital platform powered by HeroFinCorp, one of the leading financial service companies in India, disbursing a loan every 30 seconds.

Simply Cash is good because it is hassle-free. There is no physical documentation* involved as the verification is done in a paperless format. Get instant personal loan up to ₹1.5 lakh at a flexible repayment tenure of 6 to 24 months. Install personal loan app via Google Play Store and Register for a personal loan soon.

Individuals should increase their awareness about speedy instant loan facilities online that can help them to raise money independently during difficult times. Just like you use smartphones for accessing social media, likewise, you can get an instant personal loan online on the same day of the loan application. On verification of the personal loan eligibility criteria, the loan amount is sanctioned and disbursed in the borrower’s bank account.

Simply Cash personal loan app happens to be a blessing for those who urgently need money. The app offers instant loan to meet medical emergencies, wedding expenses, funds for higher education, the cost for home renovation and purchase of consumer durables. Not all financial institutions are adept in providing instant loans at this rate. Are you willing to wait for a week or more to get your loan sanctioned? Instead, go the easy way with Simply Cash app and get the cash transferred directly in your bank account:

Types of Personal loan

Loan For Marriage

Marriage Loan

Wedding is a lifetime event, make it a memorable one. Compromising on the wedding costs can be disappointing. Hence, opt for a marriage loan to carry out wedding preparations with dignity. Choose the best venue, get beautiful attires, popular caterers etc. for your big day.

Online Consumer Durable Loan

Consumer Durable Loan

Who doesn’t like upgrading to newly launched gadgets and home electronic products! But the latest products are highly expensive and not affordable always. Consumer durable loans make buying of luxury products easy.

Holiday Loan

Travel Loan

There are so many destinations to explore around the world. Experience the best of tours with best travel facilities made easy with personal loans customized for travel.

Apply For Education Loan

Education Loan

Avail education loans for achieving academic degrees both in India and abroad, available at attractive interest rates! Don’t let the financial crunch keep you deprived of graduation and higher studies.

Home Improvement Loan

Home Renovation Loan

Making improvements at home is also a need that may get ignored often due to other primary expenses. Home renovation loan gives you a free hand to renovate required spaces in the house and live better.

Instant Medical Loan

Medical Loan

Suit all your medical needs and emergencies through medical loans for quality health care facilities on time. Avail instant medical loan and don’t delay your family’s healthcare needs.

Top Up Personal Loan

Top Up Loan

Many loan providers and financial institutions provide an additional amount above the primary personal loan. Similar to phone recharges, the top-up loan also gives a certain amount over your current loan.

Features & Benefits of Personal Loan

Instant Approval

Quick approval of personal loan in minutes. Download the Simply Cash app on your phone and enter the required details. After the real-time assessment, the loan amount gets instantly transferred in your bank account.

Instant Disbursal

Once the submitted KYC details are verified, the loan is disbursed instantly in the bank account. Ensure you have a bank account in any of the listed banks as given on the website.

Paperless Documentation

Upload or submission of physical documents is not required. Keep handy your Aadhaar Card, Mobile Number Linked to Aadhaar, Pan Card and Bank Account details.

EMI Calculator

Use the EMI tool to calculate monthly instalments. Try variations of principal amount, tenure and interest rate to equate an EMI that suits your repayment capacity. The results are 100% accurate and calculated in seconds.

Low Rate of Interest

The starting interest rate is as low as 2.08%. Relatively, the percentage of interest charged is low to make the personal loan affordable for those in need. Also, the interest is only charged on the used loan amount and not on the entire approved limit.

Flexible Repayment Tenure

Choose your repayment tenure anywhere between 6months to 24months. Hence, you can choose to pay EMIs as per your convenience.

No-Collateral

The best feature of a personal loan is that it requires no security or collateral for approval, which makes it easy for loan providers to sanction personal loans instantly.

User Safety Intact

The Simply Cash app is available for download only from Google Play Store. Also, this personal loan app is powered by a highly credible financial service company, HeroFinCorp. Hence, user data is safe and inaccessible to external sources.

Personal Loan Eligibility Criteria

SimplyCash has set eligibility criteria for who can make the most of this online personal loan app. The goal of the Simply Cash app is to make a personal loan online easily available. Hence, there are two simple parameters of eligibility criteria – Personal Loan for Salaried Employees and Personal Loan for Self Employed.

For Salaried Employees

  • You must be at least between the age group of 21 years to 58 years to apply for a personal loan.

  • Minimum monthly income of applicants in metro and non-metro cities should be ₹15,000 per month .

For Self Employed

  • The eligible age for self-employed applicants is between 21 years to 58 years.

  • 6 complete months bank statement of the most active bank account

Leave manual calculations behind for complex equations like calculating EMIs. Best is to use the Simply Cash EMI calculator giving accurate results within a few seconds of entering the principal amount, interest and tenure. It is a freely available tool which you can repeatedly use until you get a satisfactory EMI amount.

Documents / Details Required for Personal Loan Approval

The USP of Simply Cash is dealing with paperless documentation. It is indeed a hassle-free instant loan app online that enables loan approval in 24 hours. However, personal loan acquisition requires a few essential details. Keep ready the following documents while registering on the SimplyCash app instant personal loan app:

personal loan documents
  • 1

    KYC documents, inclusive of Aadhaar Card, Mobile Number Linked to Aadhaar, Smart Card Driving License, Pan Card, and Bank Account details.

  • 2

    Account holder’s 6 months bank statement

  • 3

    Employee details or business details such as the name of the company, work experience in the same job/business .

  • 4

    A timely loan repayment capacity is also reflected with a good credit score.

Personal Loan Required Documents

personal loan required documents
  • Pan Card

  • Address Proof -Smart Card Driving license/Voter's ID/Passport/Aadhaar / Utility bills / Scheduled bank statements

  • Accounts's internet banking information

  • Employment Details or Business Details

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FAQs

Accepted Banks:

ICICI BANK LTD HDFC BANK LTD IDBI BANK STATE BANK OF INDIA PUNJAB NATIONAL BANK YES BANK INDUSIND BANK KOTAK MAHINDRA BANK LTD

IDFC FIRST BANK LTD AXIS BANK BANK OF BARODA TAMILNAD MERCANTILE BANK LTD INDIAN OVERSEAS BANK INDIAN BANK RBL BANK LTD DEUTSCHE BANK AG CITY UNION BANK LTD FEDERAL BANK SOUTH INDIAN BANK STANDARD CHARTERED BANK CANARA BANK KARNATAKA BANK LTD CITI BANK BANDHAN BANK UNION BANK OF INDIA DCB BANK LTD DBS BANK INDIA LTD THE HONGKONG AND SHANGHAI BANKING CORPORATION LTD DEUTSCHE BANK UCO BANK

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