Personal loan online

Avail Instant personal loans up to 1.5 lakhs to fix your emergency needs! The Simply Cash mobile app is a paperless way to get personal loans approved in minutes. The flexibility of the repayment tenure leaves no pressure to pay EMIs. Fulfill your diverse financial needs, Install Simply Cash today!

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What is a Loan?

Simply Cash is a user-friendly phone app fulfilling instant cash requirements in few easy steps. It is a secured digital platform powered by HeroFinCorp, one of the leading financial service companies in India, disbursing a loan every 30 seconds.

Simply Cash is good because it is hassle-free. There is no physical documentation* involved as the verification is done in a paperless format. Get instant personal loan up to ₹1.5 lakh at a flexible repayment tenure of 6 to 24 months. Install personal loan app via Google Play Store and Register for a personal loan soon.

Simply Cash personal loan app happens to be a blessing for those who urgently need money. The app offers instant loan to meet medical emergencies, wedding expenses, funds for higher education, the cost for home renovation and purchase of consumer durables. Not all financial institutions are adept in providing instant loans at this rate. Are you willing to wait for a week or more to get your loan sanctioned? Instead, go the easy way with Simply Cash app and get the cash transferred directly in your bank account:

  • Download Simply Cash App on Android

  • Register with your email id and mobile number

  • Add KYC details and get a real-time credit assessment

  • Get a loan approved and disbursed instantly during business hours

Why ask for urgent cash from anyone else when you can arrange it yourself? Keep the Simply Cash loan app handy to avail instant loan at your fingertips. Live your life to the fullest and let Simply Cash take care of your personal loan needs.

Types of Personal loan

Marriage Loan

Wedding is a lifetime event, make it a memorable one. Compromising on the wedding costs can be disappointing. Hence, opt for a marriage loan to carry out wedding preparations with dignity. Choose the best venue, get beautiful attires, popular caterers etc. for your big day.

Consumer Durable Loan

Who doesn’t like upgrading to newly launched gadgets and home electronic products! But the latest products are highly expensive and not affordable always. Consumer durable loans make buying of luxury products easy.

Travel Loan

There are so many destinations to explore around the world. Experience the best of tours with best travel facilities made easy with personal loans customized for travel.

Education Loan

Avail education loans for achieving academic degrees both in India and abroad, available at attractive interest rates! Don’t let the financial crunch keep you deprived of graduation and higher studies.

Home Renovation Loan

Making improvements at home is also a need that may get ignored often due to other primary expenses. Home renovation loan gives you a free hand to renovate required spaces in the house and live better.

Medical Loan

Suit all your medical needs and emergencies through medical loans for quality health care facilities on time. Avail instant medical loan and don’t delay your family’s healthcare needs.

Top Up Loan

Many loan providers and financial institutions provide an additional amount above the primary personal loan. Similar to phone recharges, the top-up loan also gives a certain amount over your current loan.

Features & Benefits of Personal Loan

Instant Approval

Quick approval of personal loan in minutes. Download the Simply Cash app on your phone and enter the required details. After the real-time assessment, the loan amount gets instantly transferred in your bank account.

Instant Disbursal

Once the submitted KYC details are verified, the loan is disbursed instantly in the bank account. Ensure you have a bank account in any of the listed banks as given on the website.

Paperless Documentation

Upload or submission of physical documents is not required. Keep handy your Aadhaar Card, Mobile Number Linked to Aadhaar, Pan Card and Bank Account details.

EMI Calculator

Use the EMI tool to calculate monthly instalments. Try variations of principal amount, tenure and interest rate to equate an EMI that suits your repayment capacity. The results are 100% accurate and calculated in seconds.

Low Rate of Interest

The starting interest rate is as low as 1.67%. Relatively, the percentage of interest charged is low to make the personal loan affordable for those in need. Also, the interest is only charged on the used loan amount and not on the entire approved limit.

Flexible Repayment Tenure

Choose your repayment tenure anywhere between 6months to 24months. Hence, you can choose to pay EMIs as per your convenience.


The best feature of a personal loan is that it requires no security or collateral for approval, which makes it easy for loan providers to sanction personal loans instantly.

User Safety Intact

The Simply Cash app is available for download only from Google Play Store. Also, this personal loan app is powered by a highly credible financial service company, HeroFinCorp. Hence, user data is safe and inaccessible to external sources.

Personal Loan Eligibility Criteria

Simply Cash has set eligibility criteria for who can make the most of this personal loan app. The goal of the Simply Cash app is to make a personal loan available easily. Hence, there are two simple parameters of eligibility criteria – Personal Loan for Salaried Employees and Personal Loan for Self Employed

For Salaried Employees

  • You must be at least between the age group of 21 years to 58 years to apply for a personal loan.

  • Minimum monthly income of applicants in metro and non-metro cities should be ₹15,000 per month .

For Self Employed

  • The eligible age for self-employed applicants is between 21 years to 58 years.

  • 6 complete months bank statement of the most active bank account

Leave manual calculations behind for complex equations like calculating EMIs. Best is to use the Simply Cash EMI calculator giving accurate results within a few seconds of entering the principal amount, interest and tenure. It is a freely available tool which you can repeatedly use until you get a satisfactory EMI amount.

Documents / Details Required for Personal Loan Approval

The USP of Simply Cash is dealing with paperless documentation. It is indeed a hassle-free feature that helps in instant loan approval. However, loan acquisition requires a few essential details. Keep ready the following documents while registering on the Simply Cash app:

  • 1

    KYC documents, inclusive of Aadhaar Card, Mobile Number Linked to Aadhaar, Smart Card Driving License, Pan Card, and Bank Account details.

  • 2

    Account holder’s 6 months bank statement

  • 3

    Employee details or business details such as the name of the company, work experience in the same job/business .

  • 4

    A timely loan repayment capacity is also reflected with a good credit score.

Personal Loan Required Documents

  • Pan Card

  • Address Proof -Smart Card Driving license/Voter's ID/Passport/Aadhaar / Utility bills / Scheduled bank statements

  • Accounts's internet banking information

  • Employment Details or Business Details

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