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Loan for Government Employees

Personal loan can be availed by any individual meeting the eligibility criteria set by the financial institution. If you are a government employee seeking personal loan, you have come to the right place. Applying for a personal loan is a wise decision as it fulfills various financial purposes both personal and professional. Since personal loans started being commonly available online, it is easy to request for loans at your own comfort. Being a government employee, you may require a loan to pay off urgent expenses or make investments. Know the benefits of personal loan and ways to get quick approval through online instant loan apps or lender websites.

Check Simply Cash, a latest instant personal loan apps designed for quick availability of personal loans at attractive interest rates. This personal loan app is powered by Hero Fincorp, a reliable financial firm in India that helps you meet all your financial requirements in a few simple clicks.

Some of the financial institutions provide low interest rates to the government employees without adding any processing fees. The advantages of taking personal loan for government employees are countless..

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Features and Benefits of Personal Loan For Government Employees

Simple signup & login

By just entering the mobile number or email address, a government employee can get registered on the Simply Cash loan app.

Hassle free documentation

No physical documentation is required. A paperless documentation procedure saves a lot of time invested in physical verification

Low interest rate

If you are a government employee and retain a good credit score of timely repayment of debts, then a low interest rate can be levied on the loan amount as per the norms of the lender. The interest rate may vary from lender to lender.

Customize your loan amount & EMI

A loan EMI calculator allows you to customize your loan amount, tenure & EMIand saves your valuable time. With the help of loan EMIcalculator you can get an accurate estimation of the EMI amount to be repaid.

Instant approval

After the application and proper verification the loan amount gets approved within 24 hours and gets disbursed directly into your account.

Flexible repayment option

Choose repayment tenure anywhere between minimum 6 months to maximum 24 months as per your convenience and capability to repay the loan amount.

Safe and secure loan app

Simply Cash ensures 100% safety and confidentiality of entered personal details and submitted documents.

Eligibility Criteria for Personal Loan for Government Employees

  • Before applying for a personal loan, it becomes essential for a government official to be aware of the personal loan eligibility criteria. SimplyCash instant loan apps has a common eligibility criterion and a government employee can easily fall under the eligibility criteria and avail Simply Cash instant personal loan:

  • 1

    You must be a citizen of India

  • 2

    You must be between the age of 21-58 years

  • 3

    The minimum work experience should be 6 months

  • 4

    Your minimum monthly income should be Rs.15000/- monthly

  • The essential documents for Simply Cash personal loan exclusively for Government employees are:

  • 5

    Identity Proof- Aadhaar card/ Driving license/ Voter ID

  • 6

    Address Proof- Electricity bill/ Passport/ Aadhaar card

  • 7

    PAN card for financial details

  • 8

    Income Proof- 6 months bank

  • 9

    Loan requirement details

How to Apply for Personal Loan for Government employees?

A government employee can be anyone such as a doctor, a bank officer or a teacher. Personal loan application can be made by anyone who needs to arrange emergency cash. Follow the easy loan application process to avail speedy personal loan on Simply Cash:

How to Apply for Education Loan
  • Enter your mobile number and area pin code

  • Enter your Aadhar card number linked to your mobile number or use your Smart Card Driving License

  • In the absence of Aadhar card number/Smart card/ Driving license, ID proof or Address proof becomes mandatory

  • Before filling the loan application form, customize your loan amount, tenure and interest rate using loan EMI calculator that will allow you to plan EMIs accordingly

  • Fill in the loan application form with employment and financial details

  • Enter your PAN card number

  • KYC documents are mandatory

  • Lastly, choose the purpose of instant personal loan

Finally, government employees using SimplyCash instant loan app can avail different types of personal loan such as wedding loan, travel loan, medical loan, education loan, pension loan, top-up loan etc. Borrowers can avail a loan amount of minimum Rs. 50,000 to 1.5 lakhs from the Simply Cash app. Once all the online formalities are submitted and verified to be authentic, the loan amount will be disbursed in the borrower’s registered bank account.

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Accepted Banks:

ICICI BANK LTD HDFC BANK LTD AXIS BANK IDBI BANK STATE BANK OF INDIA PUNJAB NATIONAL BANK YES BANK INDUSIND BANK

EQUITAS SMALL FINANCE BANK LTD KOTAK MAHINDRA BANK LTD IDFC FIRST BANK LTD UJJIVAN SMALL FINANCE BANK LTD BANK OF BARODA TAMILNAD MERCANTILE BANK LTD INDIAN OVERSEAS BANK RBL BANK LTD BANK OF MAHARASHTRA DEUTSCHE BANK AG PAYTM PAYMENTS BANK LTD CITY UNION BANK LTD FEDERAL BANK SOUTH INDIAN BANK STANDARD CHARTERED BANK CANARA BANK KARNATAKA BANK LTD AU SMALL FINANCE BANK LTD CITI BANK BANDHAN BANK DHANALAXMI BANK UNION BANK OF INDIA DCB BANK LTD DBS BANK INDIA LTD THE HONGKONG AND SHANGHAI BANKING CORPORATION LTD DEUTSCHE BANK JANA SMALL FINANCE BANK LTD UCO BANK

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