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Personal Loan in Gurgaon

Personal Loan in Gurgaon

Gurgaon has seen revolutionary development and is presently considered as the Cyber hub of India. Being one of the fastest developing cities, the standard of living in Gurgaon is high. Individuals in Gurgaon spend smartly on business ventures, luxuries and high-end lifestyle. Both commercial and personal living in Gurgaon can be maintained well with personal loans. Nowadays, loan is no longer a liability as repayment terms are made easy. If you require surplus money or immediate cash for personal reasons, it is advisable to download instant loan apps applicable in Gurgaon city.

Financial organizations offer suitable personal loan based on the borrower’s eligibility criteria and their respective monetary needs. However, SimplyCash instant personal loan app powered by Hero FinCorp, one of the leading financial solutions companies in India is offering personal loan in Gurgaon at affordable interest rate, paperless documentation and simple application process..

Personal Loan Interest Rates in Gurgaon

Borrowers in Gurgaon can avail attractive rate of interest on personal loans. Also, individuals with a good credit score or those holding a healthy relationship with the lender are considered for reduced interest rate. The lowest rate of interest on a personal loan in Gurgaon is 10.40%, followed by a minimum processing fee. Besides the interest rate, check factors such as processing fees, flexibility of tenure and pre-payment charges, if any.


SimplyCash instant loan app offers a starting interest rate of 1.67% monthly that is quite affordable and does not fluctuate till the last EMI is paid. The interest rate varies from lender to lender for personal loan in Gurgaon. So, better check the percentage of interest applied to the loan amount using the EMI calculator.

Feature and Benefits of Personal Loan in Gurgaon

Securing an instant personal loan in Gurgaon is possible for all including students, working women and other salaried/self-employed individuals. It is quick and involves paperless documentation and a short processing time. Here are some significant features and benefits stating why should people apply for personal loan in Gurgaon:

Instant loan approval

Instant loan approval with a number of personal loan apps and credit-oriented websites targeting businessmen, homemakers, students and salaried individuals in Gurgaon to opt for immediate loans.

Flexible payments increase

Flexible payments increase the confidence of taking a loan. Repayment of loan amount with additional interest increases the load on the borrower. However, EMI calculators give clarity on EMIs and allows borrowers to customize a suitable EMI and ease the load of paying heavy EMIs.

Collateral free loan

Collateral free loan helps the credit seeking population in Gurgaon to meet their emergency cash needs without any security or assets. It can be paying emergency bills, clearing off debts, rental amount, education fee etc.

Check loan status

Check loan status online whether approved, cancelled, payment schedule, change in interest rates etc. Gurgaon has a high rate of literacy that makes use of loan apps and websites easy.

How to Apply For Personal Loan in Gurgaon

Financial institutions have shifted to the online platform to speed-up the loan application process. Follow the steps below to apply for a personal loan in Gurgaon through SimplyCash instant loan:
  • 1. Install the personal loan app from Google Play Store
  • 2. Next, enter your mobile number or Email ID to register on the loan app
  • 3. Check your eligibility on the Loan EMi calculator by scrolling the loan
  • amount and monthly EMI as per your convenience.
  • 4. Enter the required loan amount and repayment tenure
  • 5. Go the paperless way! Upload the documents or enter the document numbers to save time of collecting photo copied documents
  • 6. Wait for verification of submitted documents. It varies from lender to lender. Some have real time verification and others can take a couple of days.
  • 7. Once verified and checked 100%, the personal loan will be approved
  • 8. On approval, the loan amount will be disbursed in your account within a few hours

Documents Required and Eligibility Criteria

It is essential to know about the required mandatory documents and eligibility criteria before applying for a loan. Avail loans in Gurgaon with minimal documents:

  • 1Identity proof including Aadhar Card/Passport/Driving License/Passport
  • 2Financial documents inclusive of PAN card and last 6 months bank statementy
  • 3Borrower must be a citizen of India
  • 4Borrower must be salaried or self-employed individual
  • 5Borrower must be in the age limit of 21 to 58 years

Some lenders have eligibility calculators on their portal.

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Accepted Banks:

ICICI BANK LTD HDFC BANK LTD IDBI BANK STATE BANK OF INDIA PUNJAB NATIONAL BANK YES BANK INDUSIND BANK KOTAK MAHINDRA BANK LTD

IDFC FIRST BANK LTD AXIS BANK BANK OF BARODA TAMILNAD MERCANTILE BANK LTD INDIAN OVERSEAS BANK INDIAN BANK RBL BANK LTD DEUTSCHE BANK AG CITY UNION BANK LTD FEDERAL BANK SOUTH INDIAN BANK STANDARD CHARTERED BANK CANARA BANK KARNATAKA BANK LTD CITI BANK BANDHAN BANK UNION BANK OF INDIA DCB BANK LTD DBS BANK INDIA LTD THE HONGKONG AND SHANGHAI BANKING CORPORATION LTD DEUTSCHE BANK UCO BANK

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